Bonus Program

How the bonuses work

Three layers of bonus money — plus quarterly production bonuses — stack on top of your commissions and renewals. Here's exactly how each one works.

$11,000
Startup Bonus

A $5,000 signing bonus plus a $6,000 branding bonus — paid as you open your agency to fund your launch.

Up to $10,000
Fast Start Bonus

Additional bonus money when you hit early production milestones in your first months. The faster you write, the more you earn.

$18,000
Lead Funding

$500/month in co-op lead funding — $18,000 over 36 months — to help you build your book of business.

Quarterly Production Bonuses

Earn up to 340% of your quarterly commission

Your bonus percentage is set by your quarterly Net New commission production and your Life "Issued & Paid" count. Higher production unlocks higher tiers.

TierQ1Q2Q3Q4Q5Q6Q7Q8Q9Q10Q11Q12
Tier A
Highest production
340%320%300%280%260%240%220%200%180%160%140%120%
Tier B
Mid production
0%272%255%238%221%204%187%170%153%136%119%102%
Tier C
Entry production
0%224%210%196%182%168%154%140%126%112%98%84%
Tier D
Missed production — $0
0%0%0%0%0%0%0%0%0%0%0%0%

Percentages shown are of quarterly Net New commission. Tier D represents missed production and earns $0. Total bonus earnings are capped at $3,500,000 over the 3-year bonus period.

Model your own earnings

Plug your production into the calculator and see exactly how these bonuses stack up for you.

Or call 303-953-4740