Build your own agency from day one.
Earn your way past the $100K capital requirement.
An up to 24-month opportunity for business professionals who want to own a Farmers® agency. You do not work for another agent. You write your own business, earn the commissions on it, and the policies you write become the foundation of your agency.
How it differs from the Protégé program.
Protégés are paid a base while they learn inside a mentor's agency, and the business they write stays with the mentor. Associate agents are independent from day one: no base salary, but the commissions are yours and the business you write is the start of your own agency.
Commissions are paid to you on your monthly production. No base salary, and the policies you write are the foundation of your own agency from day one.
Hit the production goals and the standard capital requirement for a new agent can be cut to $50,000 or waived entirely.
University of Farmers® training, plus support from the district and territory offices.
Upon successful completion of program requirements, with a path to the Retail and External Acquisition programs.
Hit these numbers, skip the capital.
Associate agents may be eligible to have the new agent capital requirement reduced or waived based on their last 12 months as an appointed Associate agent.
All goals are measured over the last 12 months as an appointed Associate agent. PL & Specialty excludes Bristol West® business. The life issued and paid metric does not apply to NY. The business insurance count does not apply to KY, MA, ME, MS, NC, NH, RI and VT.
The process, step by step.
- 1Background check
Satisfactory results of a background check.
- 2Licensing
An active Property & Casualty license at minimum. Life and Health licenses are needed to reach production milestones and for full-time appointment.
- 3Train and build
Complete University of Farmers® training and build your agency during an up to 24-month program.
- 4Hit the goals
Meet the production goals over your last 12 months to reduce or waive the capital requirement.
- 5Move to ownership
Where available and eligible, take an additional appointment through Retail or purchase an existing agency.
Ask about the Associate agent path.
A district manager will call within 1–2 business days. No obligation.